Author: stemwebadmin

Welcome back to our series on understanding workers’ compensation claims in Ontario. This is Part 2 of our look at Occupational Disease claims; in Part 1 we discussed what occupational diseases are most common in Ontario and what industries tend to be most dangerous for workers. Some of the most well-established occupational illnesses are specified […]

Welcome back to our series on understanding workers’ compensation claims in Ontario. Today, we’re looking at disablements. (You can find a list of the previously-covered topics in this series at the end of this post.) What is a Disablement? Disablements are types of injuries that differ from accident-related injuries in that they have gradual onset […]

Every year, thousands of Ontarians are involved in traffic accidents. In 2020, the latest year for which statistics are available, there were a staggering 23,689 collisions in Ontario. In those collisions, 31, 538 people were injured. Tragically, 535 people lost their lives. This post is part of our series on Ontario auto insurance benefits. It […]

This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. What happens if you are a student at the time of your accident, and your injuries make it impossible to continue your program? Under section 21 of the Statutory […]

When you’re on LTD, you will deal with a variety of people who work in different positions at (or are hired by) the insurance company. We’ve talked about the importance of documenting all your communications with the insurer, but it can be overwhelming keeping track of all the various people and positions who you may […]

Independent Medical Exams (IMEs) are a standard part of insurance claims. An IME is an exam that’s arranged and paid for by the insurer. It’s meant to be a neutral second opinion about your disability or health condition, and is performed by someone who has not previously been involved in your case or assessment in […]

We’ve talked about the process for appealing denied CPP Disability benefits on the blog before – from asking Service Canada to reconsider their decision, to appealing to the SST–General Division. Today we’re going to talk about what you can do if your SST–General Division appeal is denied. How you can access the Appeal Division depends […]

In this last installment in our series on injury law myths and misconceptions, we’re looking at the idea that it’s simpler to just go through the insurance company’s procedures rather than trying to get a settlement or go to trial. Is it true that hiring a lawyer needlessly complicates things? Fact: Just the opposite. Hiring […]

The latest edition in our series on personal injury myths and misconceptions addresses a concern that’s common among people involved in car accidents. Many times, people are reluctant to make a claim or initiate legal action against the insurer because they are afraid their premiums will increase. People are also sometimes worried that if they […]

In today’s post about personal injury myths and misconceptions, we’re talking about surveillance. Sometimes we hear clients say that they’re afraid that if they start a lawsuit, the insurance company will start doing surveillance on them. Is that true? Fact: Insurance companies use surveillance in many different situations – not just in cases where a […]