Author: stemwebadmin

Over the next little while, we’ll be tackling personal injury myths and misconceptions. For our first post, we are looking at the idea that “It’s never too late to call a lawyer.” Is that true? Fact: Working with a lawyer can be helpful at almost any time. BUT, there are some fairly hard and fast […]

Over the past few weeks, we’ve been running a series on car accident injuries that aren’t considered minor but also aren’t considered catastrophic, like concussions and chronic pain. Today we’re talking about psychological impairments that may arise from motor vehicle collisions. These can include depression, anxiety, PTSD and many other psychological diagnoses. The Minor Injury […]

This is the second post in a short series on injuries that are not minor, but also not catastrophic. Last time, we talked about concussions; today we’re talking about chronic pain. What happens when you have technically recovered from your car accident injuries, but you’re still experiencing significant pain–even though there shouldn’t be any? This […]

Researchers have learned a lot about concussions over the past couple of decades. While concussions are categorized as mild traumatic brain injuries, they are not minor or normal. If undetected or left untreated, concussions can cause significant and permanent damage. You may have noticed concussions are often discussed in the context of pro sports, and […]

Ontario has a no-fault auto insurance system, which means that if you are injured in a motor vehicle accident, regardless of who was at fault, you are eligible to apply for insurance benefits to cover the costs associated with your injury. Auto insurance benefits are governed by a piece of legislation called the SABS (Statutory […]

We’ve been talking about CPP Disability on our blog over the past few weeks. Today’s post is Part 2 on the topic of dealing with a denied application for CPP Disability. How do I request a reconsideration of a denied application for CPP Disability? As we discussed in our last post, the first step in […]

The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims. The current version of the MIG was released in 2014. What is a Minor […]

Everything changes when you are injured so badly that you can no longer work. In those circumstances, whether it’s private insurance, WSIB or CPP disability, insurance is supposed to be there to replace the income you used to earn. But it can be daunting trying to figure out what benefits you might be able to […]

Winter is on its way, and with it, the certain inevitability of slips on ice and snow. This winter may be much like the previous ones, with one notable difference. Normally, more than 300,000 Canadians spend part or all of their winter in the US or Mexico, but the pandemic has put a stop to […]

There’s a new road safety tool on the streets of Ottawa and other communities throughout Ontario: photo radar. Also known as “automated speed enforcement” (ASE), these speed cameras are now in place in various school zones in Ottawa as part of a pilot project, which began July 13th after a four-month delay due to the […]