Van Dyke Injury Law Blog

Over the last few weeks we’ve been talking about the common reasons that applications for LTD benefits are denied or cut off.  If this has happened to you, you likely feel frustrated, exhausted and scared about the future. You’re not alone. Like CPP Disability, a huge number of applications for LTD are rejected, but that […]

Earlier in this series we talked about how missed deadlines, excluded conditions, insufficient medical evidence and not meeting the definition of “total disability” can result in a denied LTD claim. Today, we’re sharing two more common reasons that insurers reject LTD applications. Surveillance Insurance companies will go to great lengths to verify that you are […]

Today we’re continuing our series on common reasons for LTD insurance denials (see our previous post for more reasons). Lack of medical evidence The medical evidence you provide in your application has to accomplish two things: support the existence and severity of your impairments, AND explain how those impairments prevent your ability to work If […]

In our last post, we went over the basics of LTD insurance: what it is, how long it lasts, and what you can do if your application is denied or your benefits have run out. With today’s post, we’re kicking off a series on some of the most common reasons that insurance companies deny or […]

Insurance is supposed to be there when you need it, but dealing with LTD claims can be extremely frustrating and confusing. In today’s post we’ll go over some of the basics. What is Long-Term Disability (LTD) insurance? LTD is a type of private insurance that replaces part of your regular income when you are unable […]

A couple of months ago, we wrote about what makes something a “minor injury” in terms of car accident benefits. Today we’re going to review the other two categories of injury: “non-catastrophic” and “catastrophic”. Before we get into the details, it’s important to explain that “minor injury” and “catastrophic injury” are both categorizations made in […]

We’ve been talking about CPP Disability on our blog over the past few weeks. Today’s post is Part 2 on the topic of dealing with a denied application for CPP Disability. How do I request a reconsideration of a denied application for CPP Disability? As we discussed in our last post, the first step in […]

In our last post, we gave a basic overview of the CPP Disability benefit, which is a critical financial support for people living with severe illness or disability. But what should you do if your application is denied? In this post, we’ll go over what happens when you want to appeal a CPP Disability denial. […]

Today we’re sharing a primer on CPP disability benefits: what are they, who’s eligible, how much you could receive, how to apply and what happens if your application is rejected. What are CPP disability benefits? The CPP disability benefit is a monthly payment for people under 65 who are prevented from working because of a […]

The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims. The current version of the MIG was released in 2014. What is a Minor […]