Van Dyke Injury Law Blog

In our previous post, we started looking at the “any occupation” test in long-term disability insurance and what it actually means.  Contrary to how it sounds, being disabled from working in “any occupation” doesn’t mean you’re incapable of doing any job. As we discussed, “any occupation” means any occupation that you’re reasonably suited to by […]

Under most disability insurance policies in Ontario, the test for whether you are eligible for benefits is whether you are totally disabled from doing your “own occupation” or “any occupation”. During the first two years of being on LTD, the test of whether you’re totally disabled is whether you can do the main duties of […]

In most cases, if you lose your job while you’re disabled and receiving LTD payments, you will keep receiving your payments. But there are a few additional things to keep in mind. In our last post, we talked about when an employer can terminate an employee who’s off on LTD. Here, we continue the theme […]

Can you be fired or let go from your job while you’re off on LTD in Ontario? It’s complicated. Employers know it will not look good if they fire someone who is sick, and it’s not something most will do lightly.  That said, there are circumstances in which an employer can terminate an employee who’s […]

In our last post, we talked about how important it is to be mindful of what you say when you’re in contact with your LTD case manager (also known as the claims specialist or claims manager). Being truthful, staying on-topic, and watching out for contradictions are all very important. In today’s post, we’re sharing some […]

People on LTD in Ontario are sometimes surprised to discover how much ongoing communication is required with their insurer. It’s important to understand why this communication is expected and how to best approach it. In the next two posts, we’ll share some important things to keep in mind about what, how, and when you communicate […]

Every year, thousands of Ontarians are involved in traffic accidents. In 2020, the latest year for which statistics are available, there were a staggering 23,689 collisions in Ontario. In those collisions, 31, 538 people were injured. Tragically, 535 people lost their lives. This post is part of our series on Ontario auto insurance benefits. It […]

This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. What happens if you are a student at the time of your accident, and your injuries make it impossible to continue your program? Under section 21 of the Statutory […]

This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. There are several “key” categories of benefits which we’ve already covered (you can find links to articles on those benefits at the end of this post), but there are […]

It’s a moment that injured workers and their allies have waited a long time for: the Ontario government has announced an independent review of which occupational illnesses will be eligible for compensation through WSIB. What Is The Goal of the Review? The review will “evaluate how occupational illnesses in Ontario are identified, monitored, and prevented.” […]