Author: stemwebadmin

A couple of months ago, we wrote about what makes something a “minor injury” in terms of car accident benefits. Today we’re going to review the other two categories of injury: “non-catastrophic” and “catastrophic”. Before we get into the details, it’s important to explain that “minor injury” and “catastrophic injury” are both categorizations made in […]

We’ve been talking about CPP Disability on our blog over the past few weeks. Today’s post is Part 2 on the topic of dealing with a denied application for CPP Disability. How do I request a reconsideration of a denied application for CPP Disability? As we discussed in our last post, the first step in […]

The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims. The current version of the MIG was released in 2014. What is a Minor […]

Everything changes when you are injured so badly that you can no longer work. In those circumstances, whether it’s private insurance, WSIB or CPP disability, insurance is supposed to be there to replace the income you used to earn. But it can be daunting trying to figure out what benefits you might be able to […]

Winter is on its way, and with it, the certain inevitability of slips on ice and snow. This winter may be much like the previous ones, with one notable difference. Normally, more than 300,000 Canadians spend part or all of their winter in the US or Mexico, but the pandemic has put a stop to […]

From uranium workers in the 1970s, to asbestos workers in the 1990s, to rubber workers in the 2010s, the ongoing discovery of new occupational disease clusters is an unfortunate reality in Ontario. In 2020, yet another has been identified, and advocates want to get the word out to those who may be affected. The workplace […]

There’s a new road safety tool on the streets of Ottawa and other communities throughout Ontario: photo radar. Also known as “automated speed enforcement” (ASE), these speed cameras are now in place in various school zones in Ottawa as part of a pilot project, which began July 13th after a four-month delay due to the […]

Workplace safety is front of mind these days. Employers must do everything they can do keep their employees as safe as possible by providing PPE and implementing safety protocols and policies. But what happens when the very strategies for keeping employees healthy actually cause them harm? A recent major revelation from the WSIB gives us […]

Given the present circumstances, there is heightened significance on this year’s National Day of Mourning, which is marked today and every April 28 in Canada, to remember those who have died, were injured or made ill at work. In this regard, the Canadian Centre for Occupational Health and Safety notes: “This year, this day takes […]

Highways are eerily empty, rush hour is anything but rushed, and many people’s vehicles have been more or less parked for weeks. Traffic volumes are so low that there’s been a significant drop in collisions; so much so that some are calling for insurers to give customers a break on their premiums. As all but […]