Author: stemwebadmin

Independent Medical Exams (IMEs) are a standard part of insurance claims. An IME is an exam that’s arranged and paid for by the insurer. It’s meant to be a neutral second opinion about your disability or health condition, and is performed by someone who has not previously been involved in your case or assessment in […]

We’ve talked about the process for appealing denied CPP Disability benefits on the blog before – from asking Service Canada to reconsider their decision, to appealing to the SST–General Division. Today we’re going to talk about what you can do if your SST–General Division appeal is denied. How you can access the Appeal Division depends […]

In this last installment in our series on injury law myths and misconceptions, we’re looking at the idea that it’s simpler to just go through the insurance company’s procedures rather than trying to get a settlement or go to trial. Is it true that hiring a lawyer needlessly complicates things? Fact: Just the opposite. Hiring […]

The latest edition in our series on personal injury myths and misconceptions addresses a concern that’s common among people involved in car accidents. Many times, people are reluctant to make a claim or initiate legal action against the insurer because they are afraid their premiums will increase. People are also sometimes worried that if they […]

In today’s post about personal injury myths and misconceptions, we’re talking about surveillance. Sometimes we hear clients say that they’re afraid that if they start a lawsuit, the insurance company will start doing surveillance on them. Is that true? Fact: Insurance companies use surveillance in many different situations – not just in cases where a […]

Over the next little while, we’ll be tackling personal injury myths and misconceptions. For our first post, we are looking at the idea that “It’s never too late to call a lawyer.” Is that true? Fact: Working with a lawyer can be helpful at almost any time. BUT, there are some fairly hard and fast […]

Over the past few weeks, we’ve been running a series on car accident injuries that aren’t considered minor but also aren’t considered catastrophic, like concussions and chronic pain. Today we’re talking about psychological impairments that may arise from motor vehicle collisions. These can include depression, anxiety, PTSD and many other psychological diagnoses. The Minor Injury […]

This is the second post in a short series on injuries that are not minor, but also not catastrophic. Last time, we talked about concussions; today we’re talking about chronic pain. What happens when you have technically recovered from your car accident injuries, but you’re still experiencing significant pain–even though there shouldn’t be any? This […]

Researchers have learned a lot about concussions over the past couple of decades. While concussions are categorized as mild traumatic brain injuries, they are not minor or normal. If undetected or left untreated, concussions can cause significant and permanent damage. You may have noticed concussions are often discussed in the context of pro sports, and […]

Ontario has a no-fault auto insurance system, which means that if you are injured in a motor vehicle accident, regardless of who was at fault, you are eligible to apply for insurance benefits to cover the costs associated with your injury. Auto insurance benefits are governed by a piece of legislation called the SABS (Statutory […]