Category: Blog

In our last post, we began discussing the ways that insurers monitor and use claimants’ social media for the purposes of denying applications or cutting off benefits. Here are three more important things to understand about how insurers look at your online activities. Privacy Settings May Not Matter It is wise to set your social […]

We’ve written before about the potential pitfalls of participating on social media while you have an active disability insurance claim. Now more than ever, insurers monitor claimants’ online activities because it is an inexpensive way to gather information, and so many people use at least one social media platform, like Facebook, Twitter or Instagram. In […]

Independent Medical Exams (IMEs) are a standard part of insurance claims. An IME is an exam that’s arranged and paid for by the insurer. It’s meant to be a neutral second opinion about your disability or health condition, and is performed by someone who has not previously been involved in your case or assessment in […]

The fight for CPP Disability benefits can be a long and tough one for many sick and injured Ontarians. Over our last few posts we’ve talked about the various levels of appeal you can pursue if Service Canada rejects your application, from reconsideration request, to SST–General Division, to the SST–Appeal Division. In today’s post we’re […]

We’ve talked about the process for appealing denied CPP Disability benefits on the blog before – from asking Service Canada to reconsider their decision, to appealing to the SST–General Division. Today we’re going to talk about what you can do if your SST–General Division appeal is denied. How you can access the Appeal Division depends […]

If you’ve been denied CPP Disability benefits and have appealed that decision all the way to the Social Services Tribunal–General Division level, you may have your case heard in a hearing. As we discussed in our last post, the Tribunal Member assigned to your case may make their decision in a number of different ways, […]

You’ve applied for CPP Disability, but Service Canada rejects your application. You then apply to  Service Canada with a request for reconsideration, but that gets rejected too. What options are you left with? Your next step is to appeal to the Social Security Tribunal–General Division. Here’s an overview of the process. Filing the Notice of […]

A significant disability affects every part of your life–including your ability to support yourself. That’s why it’s vital that you get all the benefits you are entitled to. We’ve talked about the various types of disability benefits available to Ontarians before, and in today’s post we’re going to go in-depth on the CPP Post-Retirement Disability […]

The latest installment in our series on injury myths and misconceptions is the idea that small or minor injuries aren’t worth fighting for. When an insurer rejects your claim, or tries to say your injuries aren’t as bad as you claim, it can be extremely discouraging. The daunting idea of trying to fight back against […]

The latest edition in our series on personal injury myths and misconceptions addresses a concern that’s common among people involved in car accidents. Many times, people are reluctant to make a claim or initiate legal action against the insurer because they are afraid their premiums will increase. People are also sometimes worried that if they […]