When insurance companies deny or undervalue valid long-term disability (LTD) claims, Ottawa residents need strong legal allies. At Van Dyke Law, we fight for your right to fair benefits, guiding you through complex appeals and standing up to insurers who prioritize profits over people.
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Long-term disability (LTD) insurance offers financial assistance to those unable to work because of a significant illness, injury, or medical issue.
LTD policies typically cover the following common conditions:
Insurance companies have teams dedicated to minimizing payouts—but when you have Van Dyke Law on your side, we:
With our team handling the legal battle, you can focus on your health.
A long-term disability lawyer in Ottawa can help you prevent denials. However, if the worst-case scenario occurs, we can also assist you in finding other benefits, such as EI or CPP.
The claimant is unable to prove the seriousness of their condition or how it affected their capacity to work.
How We Help: At Van Dyke, We gather doctor’s reports, diagnostic tests, and specialist statements to build an ironclad case.
Some policies demand you’re unable to work any job, even one far outside your skillset. These strict definitions can result in claim denials, even when you cannot work. Strict interpretations of policy terms can lead to your disability claim being rejected.
How We Help: By examining policy wording, inconsistencies, restrictive clauses, and insurers’ narrow definitions, we aim to secure fair assessments and prevent the underpayment of claims by insurance companies.
Insurance companies have strict time limits for submitting applications, filing appeals, and providing required documents..
How We Help: We meticulously review every detail of your application or appeal. Our team diligently manages all deadlines and ensures paperwork is completed meticulously. This proactive approach helps prevent errors that could negatively impact your claim.
At Van Dyke, we challenge unfair denials by taking the proper steps.
We guarantee your appeal is comprehensive, submitted promptly, and compelling, maximizing your opportunity to obtain the benefits you are entitled to.
Van Dyke Law stands out as a trusted and experienced advocate for individuals across Ontario. Whether you need assistance with extending your recovery or are considering returning to work, we work tirelessly for your long-term disability claim in Ottawa.
Our team offers complimentary consultations and is here to address your questions, explain your options, and provide guidance on a confident path forward. Contact us today.
“I work hard to build trust with my clients, communicating regularly so that they know I have their back.”’
– Frank Van Dyke
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