Long-term Disability Claims Kingston

Kingston residents facing long-term disability claim challenges can benefit greatly from the expertise of a long-term disability lawyer. Van Dyke Law is dedicated to ensuring clients receive the LTD benefits they are entitled to. We provide skilled support throughout the appeals process and offer robust advocacy for your rights. Our team also assists clients in navigating interactions with insurance providers, who frequently employ tactics to diminish or deny valid claims.

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What Is Long-Term Disability (LTD) Insurance?

LTD insurance provides financial support if an illness, injury, or medical condition prevents you from working.

Why Hire a Long-Term Disability Lawyer?

Insurance companies have strict deadlines, complex policies, and teams working to minimize payouts. A Kingston LTD lawyer can:

  • Navigate claim requirements and deadlines
  • Gather strong medical evidence
  • Challenge wrongful denials
  • Explore alternative benefits (EI, CPP) if needed

As your long-term disability lawyer in Kingston, we navigate insurance companies’ deadlines, gather evidence and challenge potential denials for you.

Lawyer talking with their client

Common Reasons for LTD Denials and How We Can Help

Let our team help you prevent denials. But if the worst case happens, we can help you find other benefits such as EI or CPP.

Common Reasons for LTD Denials and How We Help

 

Insufficient Medical Evidence

There is a lack of evidence that the disability is severe enough or significantly impacts the claimant’s ability to work.

How We Help: Our team of long-term disability lawyers in Kingston helps build a case by collecting medical records, test results, and expert opinions to support your claim.

Failure to Meet Insurance Policy Definitions

Some insurance policies may require a complete inability to perform any occupation, which can result in denied claims even if you are unable to work.

How We Help: We analyze policy wording, discrepancies, restrictive clauses, and insurers’ limited definitions to argue for an equitable evaluation and assist in stopping insurance providers from undervaluing claims. 

Missed Deadlines or Administrative Errors

Insurance companies have strict deadlines for application submissions, appeal filings, and the provision of supplementary documentation.

How We Help: At Van Dyke Law, we review your application or appeal to ensure it’s correctly filled out by the deadline, ensuring no errors jeopardize your claim.

Steps to Appeal a Denied LTD Claim in Kingston

If your claim is denied, Van Dyke Law can help you:

  1. Review the denial letter
  2. Gather additional evidence.
  3. Submit a compelling appeal with a strong written argument.
  4. Meet strict deadlines.

Our firm ensures your appeal is persuasive, thorough, and submitted promptly, maximizing your opportunity to obtain the benefits you are entitled to.

Why Choose Van Dyke Law for Long-Term Disability Claims?

Van Dyke Law provides experienced and dedicated advocacy for individuals throughout Ontario who are seeking support for their long-term disability claims in Kingston. Whether you need assistance to focus on recovery or are navigating a return to work, we are here to provide tireless support.

Contact Us for a Free Consultation

Don’t let insurers deny what you’re owed. Contact Van Dyke Law today for a free consultation and take the first step toward securing your financial future.

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“I work hard to build trust with my clients, communicating regularly so that they know I have their back.”’

– Frank Van Dyke

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