When a Disability Claim Is Denied
Submitting a claim may not always go the way we hope it would. Sometimes, insurance companies may deny them. There are three common reasons for these denials:
Insufficient medical documentation
Insurance companies may argue that your claim lacks enough medical evidence to prove you’re unfit to work.
How We Help: We work directly with healthcare providers to ensure that all supporting materials are complete, thereby strengthening your case.
Disagreements over policy definitions
Policies sometimes set unfairly narrow standards, such as the requirement to work in any job, rather than just one’s own.
How We Help: Our team carefully reviews the language in your plan and challenges insurers’ interpretations that overlook your actual condition.
Administrative errors or missed timelines
A delay in submitting the claim, and even a minor oversight, can derail a claim.
How We Help: We manage your claim from start to finish, ensuring all steps are completed correctly and on time.
Filing a Strong Appeal in Brockville
If your LTD claim has been rejected, the next step is to appeal. We make sure that this step is done right by:
- Examine the reason behind the denial
- Obtain any new or missing medical evidence
- Draft a clear and forceful appeal
- Meet every required deadline
Each appeal is designed to tell your story with the right mix of facts, documentation, and legal knowledge.
Why Work With Van Dyke Law
Clients across Ontario count on us for one-on-one, compassionate legal help, and Brockville is no exception. Whether your claim was just denied or you’re preparing to apply, our firm is committed to helping you secure the benefits you’re entitled to.
Let’s Talk About What Comes Next
You’ve dealt with enough stress. Let us take it from here. Van Dyke Law offers free consultations and operates on a contingency fee basis, meaning no payment is due unless we successfully resolve your case. Get in touch today.
