Why Disability Claims Are Denied and How We Respond
LTD claim denials can occur, but are rarely final. A Belleville lawyer can help fight your denials or, if necessary, assist you in finding alternative options, such as EI or CPP benefits. Common reasons for these scenarios include:
Lack of medical evidence
Insurers often argue that your documentation doesn’t clearly demonstrate your limitations to work.
How We Help: Our approach involves collaborating with your healthcare providers to obtain medical records, test results, and expert opinions to support your care.
Restrictive policy definitions
Some policies require proof that you can’t do any job, not just your usual one.
How We Help: We review policy wording for potential unfair or overly narrow interpretations and advocate for a broader, more realistic assessment.
Missed deadlines or incomplete paperwork
Strict timelines or any errors can lead to your claims being dismissed on a technicality.
How We Help: Our team manages every step to prevent costly mistakes and ensure all deadlines are met.
What Happens After a Denial in Belleville
Appealing a denied claim involves more than just filling out a new form. We take a comprehensive approach:
- Analyzing the denial rationale
- Collecting new or missing documentation
- Submitting a revised claim within the appeal window
- Managing insurer responses from start to finish
Each appeal is tailored, evidence-based, and filed on time to improve your chances of a positive outcome.
Why Belleville Trusts Van Dyke Law
For over 30 years, we’ve helped Ontarians stand up to insurance companies, win back the support they deserve and help them return to work. From complex claims to persistent denials, we know what’s at stake, and we’re here to help.
You Deserve Answers and Advocacy
If your long-term disability benefits have been denied, don’t face the fight alone. Van Dyke Law offers free consultations and works on a contingency basis, you don’t pay unless we recover compensation for you.
