Accidents Happen

ACCIDENTS HAPPEN

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Internal vs External LTD Appeals

Over the last few weeks we’ve been talking about the common reasons that applications for LTD benefits are denied or cut off. If this has happened to you, you likely feel frustrated, exhausted and scared about the future. You’re not alone. Like CPP Disability, a huge number of applications for LTD are rejected, but that […]

February 22, 2021

Why do LTD claims get denied? (Part 3)

Earlier in this series we talked about how missed deadlines, excluded conditions, insufficient medical evidence and not meeting the definition of “total disability” can result in a denied LTD claim. Today, we’re sharing two more common reasons that insurers reject LTD applications. Surveillance Insurance companies will go to great lengths to verify that you are […]

Accidents Happen

ACCIDENTS HAPPEN

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