Category: Blog
Today we’re continuing our series on common reasons for LTD insurance denials (see our previous post for more reasons). Lack of medical evidence The medical evidence you provide in your application has to accomplish two things: support the existence and severity of your impairments, AND explain how those impairments prevent your ability to work If […]
In our last post, we went over the basics of LTD insurance: what it is, how long it lasts, and what you can do if your application is denied or your benefits have run out. With today’s post, we’re kicking off a series on some of the most common reasons that insurance companies deny or […]
Insurance is supposed to be there when you need it, but dealing with LTD claims can be extremely frustrating and confusing. In today’s post we’ll go over some of the basics. What is Long-Term Disability (LTD) insurance? LTD is a type of private insurance that replaces part of your regular income when you are unable […]
A couple of months ago, we wrote about what makes something a “minor injury” in terms of car accident benefits. Today we’re going to review the other two categories of injury: “non-catastrophic” and “catastrophic”. Before we get into the details, it’s important to explain that “minor injury” and “catastrophic injury” are both categorizations made in […]
We’ve been talking about CPP Disability on our blog over the past few weeks. Today’s post is Part 2 on the topic of dealing with a denied application for CPP Disability. How do I request a reconsideration of a denied application for CPP Disability? As we discussed in our last post, the first step in […]
In our last post, we gave a basic overview of the CPP Disability benefit, which is a critical financial support for people living with severe illness or disability. But what should you do if your application is denied? In this post, we’ll go over what happens when you want to appeal a CPP Disability denial. […]
Today we’re sharing a primer on CPP disability benefits: what are they, who’s eligible, how much you could receive, how to apply and what happens if your application is rejected. What are CPP disability benefits? The CPP disability benefit is a monthly payment for people under 65 who are prevented from working because of a […]
The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims. The current version of the MIG was released in 2014. What is a Minor […]
Everything changes when you are injured so badly that you can no longer work. In those circumstances, whether it’s private insurance, WSIB or CPP disability, insurance is supposed to be there to replace the income you used to earn. But it can be daunting trying to figure out what benefits you might be able to […]
Winter is on its way, and with it, the certain inevitability of slips on ice and snow. This winter may be much like the previous ones, with one notable difference. Normally, more than 300,000 Canadians spend part or all of their winter in the US or Mexico, but the pandemic has put a stop to […]