Author: stemwebadmin
As winter blankets Ontario in a layer of ice and snow, avid cyclists often find themselves confronted with unique challenges. Cycling during the colder months can be an invigorating experience, but it also comes with an increased risk of accidents. In this blog post, we’ll delve into the common causes of winter cycling accidents in […]
Emotions can run high in the wake of a car accident, so it’s easy to make decisions that aren’t to your advantage and can complicate matters in the long run. The steps you take are important for your personal safety, as well as legal and insurance reasons. Below is a list of things you should […]
If you’ve been involved in an accident or diagnosed with a degenerative condition, you understand the financial impact a significant injury can have. Recovery can extend for months, years, or even become permanent; making your long-term disability (LTD) benefits essential to supporting you and your family. In this post, we will explore an important first […]
If you have been injured in a slip and fall accident as a result of snow and ice, you should be aware of the notice period for slip and fall claims in Ontario. As of January 29, 2021, section 6.1(1) of the province’s Occupiers’ Liability Act provides a 60-day limit on anyone pursuing a claim […]
If you’re making a Workplace Safety and Insurance Board (WSIB) claim or appeal that’s related to workplace injuries or illnesses, you should be aware of the time limitations involved. Under Ontario’s Workplace Safety and Insurance Act, you have six months to report your injury or illness to the WSIB and claim benefits following the date […]
Most people are shocked to find out that Ontario insurance companies are given a $44,000 “secret deductible” when seriously injured car accident claimants are awarded pain and suffering damages. This money is taken from the total amount of non-economic damages—such as serious and permanent chronic pain or injuries to extremities—that an injured person receives. It […]
Surveillance by Canadian insurance companies is a controversial issue. The practice involves insurance companies using various forms of monitoring to investigate claims made by injured victims. The aim is to gather evidence that can be used to deny or reduce the compensation paid to claimants. In this blog post, we will explore what surveillance is, […]
If you have an injury or illness and can’t perform your job for an extended period, Long-Term Disability (LTD) insurance provides you with a portion of your income to help cover living expenses. These benefits are typically paid monthly under an insurance policy, usually at least 60 percent of your base salary, up to a […]
Welcome back to our series on understanding workers’ compensation claims in Ontario. This is the final post in the series, looking at something that’s a little different from others: a claim for survivor benefits. (You can find a list of the previously-covered topics in this series at the end of this post.) When a worker […]
Happy New Year and welcome back to our series on understanding workers’ compensation claims in Ontario. Today, we’re looking at noise-induced hearing loss. (You can find a list of the previously-covered topics in this series at the end of this post.) What is Noise-Induced Hearing Loss? When workers develop hearing loss due to hazardous levels […]